July 18, 2026
View certificateThe Ultimate Next.js 16 Course
JS Mastery
Statement of professional position — FY2026Fintech & Web3
Pema
Wangchuk
Finance mind. Builder spirit. I read balance sheets the way I read stack traces — looking for where the numbers stop reconciling.
Based: Bhutan2026
Role
Full-Stack Developer
Account summary
I started in finance — balance sheets, forecasting, corporate reporting — before a self-taught detour into software pulled me the rest of the way in. Today I build fintech tools, study Solidity, and treat every codebase like a ledger: everything should trace back and reconcile. My background in accounting keeps my code honest; my curiosity for Bitcoin's history keeps me asking why systems are built the way they are.
01 / Assets
Assets
as recognized on the balance sheet
Technical Assets
TypeScript / JavaScript
Advanced
React / Next.js
Advanced
Node.js
Proficient
Nest.js
Proficient
Solidity
Working knowledge
Tailwind CSS
Advanced
MongoDB / Supabase
Proficient
Git / GitHub
Advanced
Finance & Accounting Assets
Financial Statement Analysis
Advanced
Corporate Finance
Advanced
Budgeting & Forecasting
Proficient
Smart Contracts & DeFi Fundamentals
Working knowledge
02 / Credentials
Academic skills achievement
Certificates in modern full-stack development and decentralized finance.
September 9, 2022
View certificateDecentralized Finance
University of Nicosia — Institute For the Future
03 / Projects
Transaction log
selected projects, expanded on click
TXN-001NOB BhutanBusiness Website
Website for NOB Bhutan, an agricultural processing company behind "Happy Chips" — Bhutan's first potato chips brand — supporting local potato farmers through aggregation, storage, and food processing.
Visit siteTXN-002Dorjee FinancialsFinancial Services Website
Website for Dorjee Financial Private Limited, a Bhutanese audit, accounting, and financial advisory firm serving corporations, SMEs, NGOs, and government-linked entities.
Visit site04 / Publications
Publications
op-eds on money, blockchain, and the ideas behind them
PUB-001Kuensel · Oct 2021
Is it not time for blockchain-based CBDC?
Examines whether central bank digital currencies should be built on blockchain, weighing the case for cross-border payments and financial inclusion against the challenges other countries' digital currency initiatives have run into.
Read article01
PUB-002Kuensel · Jun 2023
From Galt's Gulch to Satoshi's Vision: The Ideological Journey to Bitcoin
Traces the philosophical lineage from libertarian economic thought to Bitcoin's creation, connecting decades of cypherpunk and anti-inflationary ideas to Satoshi Nakamoto's design.
Read article02
05 / Education
Educational journey
From primary school in eastern Bhutan to postgraduate study in Australia.
Academic pathway
- 1994 — 2000
Primary education
Brekha Community Primary School
Completed primary education in eastern Bhutan, building the foundation for the academic journey that followed.
- 2001 — 2002
Classes VII and VIII
Thungkhar Lower Secondary School
Continued lower secondary education as a boarding student in eastern Bhutan.
- 2003 — 2004
Classes IX and X
Wamrong Middle Secondary School
Completed middle secondary education at the school now known as Tashitse Higher Secondary School.
- 2005 — 2006
Higher secondary education
Jigme Sherubling Higher Secondary School
Completed higher secondary studies in eastern Bhutan before progressing to college.
- Jul 2007 — Jun 2008
Bachelor of Business Administration — Semesters I and II
Sherubtse College
Began the Bachelor of Business Administration degree at Sherubtse College and completed Semesters I and II before the business programme moved to Gedu College.
- Jul 2008 — Jun 2011
Bachelor of Business Administration — Continued and completed
Gedu College of Business Studies
Transferred with the same BBA cohort to Gedu College in July 2008, continued the same degree programme, and completed it in June 2011.
- 2012
Post Graduate Diploma in Financial Management
Royal Institute of Management, Simtokha, Bhutan
After completing the Bhutan Civil Service Examination by the end of June 2011, undertook a one-year postgraduate programme in financial management.
- Feb 2025 — Jun 2026
Master of Business Administration
University of Canberra, Australia
Completed postgraduate study in strategy, finance, and organizational leadership while on study leave.